“The goal of retirement is to live off your assets – not on them”― Frank Eberhart

“The question isn’t at what age I want to retire, it’s at what income”― George  Foreman

 “Retirement: It’s nice to get out of the rat race, but you have to learn to get along with less cheese”― Gene Perret 

The actual point at which one retires takes some planning.  Whether you have the choice to phase in your retirement or to retire immediately, it can be a point of no return.

The legislation surrounding access to pension pots is complex but has recently been reformed allowing greater access, flexibility and control.  With the focus shifting away from guaranteed annuities towards the flexibility of drawdown the challenge is to manage your assets to ensure you have enough income and capital for the rest of your lives.

LilleyCo will start this process with you, ahead of your retirement, making sure you are afforded as much control as possible.  This control comes with understanding your assets and how they can be employed to deliver sufficient income and capital for when you need it and for when you need it most.

Do you have sufficient funds and will they last? Whilst you know your date of birth – you don’t know your date of death …